Your new company

My client is a leading international bank based in Singapore, providing corporate banking, treasury, and trade finance solutions across Asia. Strong expertise in cross‑border transactions and innovative digital banking. Recognised for stability, global reach, and customer‑centric services.

Your new role

• Creating credit spreads and calculations on financial statements and related information for new to bank and existing clients using relevant systems and software
• Performing comprehensive analysis of new credit requests, credit change requests, renewals and annual reviews in co-ordination with the Senior Relationship Manager in the Front Office
• Developing in-depth knowledge of the sector they are supporting
• Preparation of various types of Credit Applications and related summary term sheets
• Raising of waiver requests stemming from deviations from bank policies, standards and procedures (e.g., Wholesale Banking Policy, Credit Policy and standards, Credit / Legal Documentation Policy etc.) approved conditions and covenants (includes conditions precedent and subsequent)
• Earmarking of limits and subsequent reinstatement or lapsing (as appropriate)
• Ensuring Facility and Security documentation are prepared in accordance with credit approvals, Credit/Legal Documentation policy and Department procedures
• Ensuring follow-up and satisfaction of conditions precedent and subsequent to facility utilisation
• Tracking and reporting the status of conditions precedent and subsequent documents and highlighting exceptions to the line manager

What you'll need to succeed

• Degree holder in Economics/Finance/Commerce
• Minimum of 3–5 years’ experience in a similar function, credit or audit with a large regional or global financial institution
• Good understanding of wholesale banking products
• Good knowledge and understanding of Credit, AML and Operations management
• Fair working knowledge of Loan Documentation, Syndication Loan Structures, Commercial Contracts, Trade Finance, Credit Risk, KYC and Banking terminology including standard loan covenants
• Good background in performing credit analysis of corporations
• Solid computer skills with the capability to use spreadsheets, graphics and presentation packages to review and create professional materials

What you need to do now

If you or someone you may know may be interested in this opportunity, please do contact me on the details below for more information or drop over an updated CV to my email at Nicholas.Liang@Hays.com.sg

Alternatively, if this job opportunity is not relevant to you, feel free to share your updated CV to have a confidential discussion on the relevant openings based on your skill sets and expertise.

At Hays, we value diversity and are passionate about placing people in a role where they can flourish and succeed. We actively encourage people from diverse backgrounds to apply.

EA Reg Number: R23118004
EA Licence Number: 07C3924
Company Registration No: 200609504D